Debt-Mortgage-Refinance.com

Debt-Mortgage-Refinance.com

This site provides general guidance and information. It is not intended as, nor should it be taken  to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions. This site as an affiliate represents the following sites above and is not responsible for their content.

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Debt, Mortgage and Refinancing Headquarters

Are you Stressed? Needing Help in Consolidating your Debts! This site is designed to inform as well as provide help in pointing you in the direction you want to go!

Statistics • The Average American Household with at least one credit card has over $8,000 in credit card debt. • The Total Average Credit Balance by households in 2002: $8,387. • If you didn't have your credit card payment of $218 a month, and instead you invested that money in a 12% savings plan, you could retire in 25 years with $1,354,930 saved. Your credit card payment is not only costing you thousands in interest, but is prohibiting you from saving for your retirement. • Total credit debt in the United States as of the first quarter 2002: $660 billion. Total credit card debt was approximately $60 billion. • The average American household has between 7 to 10 Credit Cards. The average was 7 cards in 2001, 6.2 in 2000, and 4.21 in 1999. • The average interest rate for a household consumer credit card runs in the mid- to high teens at any given time averaging 18.9%. • The average household is being solicited an average of seven times per year by credit card companies. Regardless of their credit histories. • VISA International's own 2000 credit survey results stated that "48% of credit-card owners only pay their minimum monthly payment " • More than 150 to 200 million credit cards are issued annually in North America since 2000. • 500 million bank credit cards are in circulation in North America. • 700 million retail credit cards are in circulation in North America. • There are a total of 1.2 billion credit + retail cards in North America. • U.S. Credit Card Penetration Rate: 81% of Households have at least one credit card. • U.S. consumers average purchase with credit card: $82.00 This average has grown from $81.08 to $81.94.