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Debt-Mortgage-Refinance.com
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Introductory Rates

     Many cards start with low introductory rates that eventually move to a higher rate. Make certain you know when the higher rate kicks in and how much it is. A temporary, lower APR usually lasts for about six months before converting to the normal fixed or variable rate. If you are unaware of the higher interest rates, you could find yourself further in debt than you anticipated.
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