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Debt-Mortgage-Refinance.com
This site provides general guidance and information. It is not intended as, nor should it be taken  to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions. This site as an affiliate represents the following sites above and is not responsible for their content.
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Risk Pricing

     If you’re late a certain number of times, you may be charged a higher rate. The logic is, poor payers are far more likely to default on a loan. To avoid having to charge good customers higher rates to compensate for the bad behavior of a few, the credit card issuer simply charges the less dependable customers the higher interest. To avoid being charged a higher interest rate, stay out of debt, and retain good credit, pay your bills on time every month. If your rates have increased to the point you can no longer handle the payments, it may be time to consider debt consolidation.
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